Many developers have asked us to get access to their personal information in sandbox without applying for a PSD2 license from Financial Supervisory Authority (FSA). We agree that this would make developing apps in our sandbox a lot more convenient and fun.
However, EU creates the regulations and security guidelines, which are then drafted to country specific laws. The local FSA then interprets these laws and guides the financial industry institutions to follow.
But I would like to access only my personal banking data, not other people's data!
With the current guidelines and regulations we are not allowed to grant access to personal data without the PSD2 license. Only the authorized parties with the PSD2 license are allowed to access our dedicated production data interface.
- As a customer you can access API services provided by a PSD2 licensed TPP with just your own Nordea/national SCA (Strong customer Authentication) credentials
- As a TPP you need to have the local FSA issued PSD2 license and a PSD2 certificate (QSEALc) to request access to the Nordea production environment (live and real time) data.
You can read more about how to access live data from here.
If the guidelines and regulations were to change or to be interpreted otherwise in the future, we will do our best to implement this feature for you.