To get access to live data you will need the local FSA license. For Finland, please check this article by FSA (each country should have their own guidelines how to get the licence, please check with local FSA)
Open Banking Europe has a wide variety of materials and instructions, from concepts such as passporting a PSD2 license from another country, security requirements and much more:
Note that the local FSAs update their pages regularly and that the links might be broken.
For Denmark, the local FSA has released information on applying for the PSD2 licence. Please read more below:
- Application form for account management services can be found here.
- Application form for payment initiation services is available here.
- You can read about third party providers and the requirements to be met here.
Addition to the PSD2 license, you will also need an eIDAS QSEALC certificate. You can purchase the certificate from vendors such as Buypass.
Please note that Nordea only supports the QSEALC certificate.
How can I get onboarded to production?
To get access to production, start here https://developer.nordeaopenbanking.com/app/production-access